How It Works Complete The Online Application. Fill Out The Confidential Online Application Or Stop By One Of Our Stores. After The Title Loan Application Is Completed You Will Be Contacted Directly By One Of Our Customer Service Representatives. We'll Call You With A Loan Amount. Using The Appraised Value Of Your Car And Your Discretionary Income We Will Call You To Determine Approval And The Loan Amount. Stop By Our Office And Sign The Papers. Bring Your Car By One Of Our Locations To Sign The Paperwork And Complete The Title Loan Process. Leave With Cash And Your Vehicle. Once Everything Is Signed, You'll Leave American Title Loans With A Check And Your Vehicle. Pay Off Loan Anytime. You Are Only Required To Pay The Interest Due Each Month To Keep The Loan Active. You Can Pay Off Some Or Your Entire Loan At Any Time With No Penalty And Save Finance Charges! What Do I Need For A Car Title Loan? The Requirements Are Simple: * A Car Or Truck * State Or Government Id * Title To This Vehicle * Verifiable Income How Long Is The Loan Contract Written For? Loans Are Written For One Month. In The Event You Are Unable To Pay Off Your Loan, You Do At Your Request Have The Option To Extend Your Loan Each Month By Paying At Least The Minimum Interest Due.