We know that the process of getting a home loan can be stressful, that is why we want you to get to know us. We think you will like what you see!Valley Mortgage, Inc. is experienced and professional in home mortgages and more. We want to provide the best service in the industry.Whether you are a first time buyer or looking to refinance, we want to be able to help you. Fill out this easy form to get started.As a customer you will be treated as an individual and not just another number. We will walk you through every step of the way making sure your loan is processed on time. Working with numerous lenders gives us the ability to find the right loan for your budget.Any Residential Loan (100% finance options)Recent Bankruptcy, Foreclosures or Bad Credit is OKSecond Home and Investment Property LoansLow Down Payment (ZERO to 3% Programs available)Fixed Rate Loans, Adjustable Rate LoansConstruction or Home Improvement LoansGreat Interest RatesND Housing Finance Agency, FHA, VA, Rural Housing and Conventional Loans