UCL Financial is an insurance and financial services agency that provides financial solutions for businesses, as well as individual customers. The agency also offers financial consulting services and products. Operational for more than 90 years, it assists clients in asset accumulation and life insurance and retirement plans. UCL Financial employs financial advisors who provide assistance to complete financial statements and develop individualized financial plans. It provides group insurance, and voluntary employee benefits, as well as business succession and executive compensation planning. The agency offers dental, vision, life and disability insurance plans for more than 200 clients. UCL Financial is located in Memphis, Tenn.