T Bank is a full-service financial institution that provides various personal and commercial banking and lending solutions for business owners, professionals and individuals in Texas. The bank offers checking and savings accounts and check reordering services. Its range of products includes auto, vehicle, home construction, equipment, medical and real estate mortgage loans. T Bank also provides online and automated telephone banking options, as well as loan and mortgage calculators. In addition, the bank offers ATM and debit cards for its account holders. It provides certificates of deposit and individual retirement accounts. T Bank is a wholly owned subsidiary of T Bancshares, which is a publicly traded corporation.