Launched in 2007 by a team of bank executives, Swift Financial Inc. is a specialty financial services company, serving the small business market. Based in Delaware, it provides working capital directly to small businesses in addition to simple banking products, such as a business line of credit with quick funding decisions based on actual business revenue, a business checking account and more. Receiving payments aligned with cash flow of the business instead of fixed monthly payments, the company also does not take personal guarantees or collateral as security. Swift Financial has partnerships with banks and credit unions. Recognized for call center customer satisfaction under the J.D. Power and Associates Certified Call Center Program, it also ranks as the Best in Business by Delaware s leading daily newspaper The News Journal.