Visit any of our four locations:

1258 S. Washington, Saginaw, MI 48601
4343 State, Saginaw, MI 48603
610 Adams, Bay City, MI 48708 
6012 Eastman, Midland, MI 48640
A Clear Advantage Since 1863.

When Saginaw Bay Underwriters was founded, the industrial revolution was just underway, horses were still the main form of transportation and electric lights hadnt yet been invented.

Were still here today. Our longevity is a testament to the quality of our service, the dedication of our people, and our ability to think ahead and stay ahead of issues that affect our customers.

A few facts about SBU:

Serving 12,000 customers with a premium volume in excess of $100 million 
In the top five percent of all independent agencies in the U.S. 
One of the largest independent agencies in Michigan 
60-plus employees; more than 30 have advanced insurance degrees 
4 offices in the Great Lakes Bay Region 
Customers throughout Michigan, many with operations throughout the U.S. and the world 
Locally owned ESOP company 

A century and a half of service. The regions most complete portfolio of carriers and services. An innovative, customer-focused approach that matches your needs with the best products available to meet them. What makes Saginaw Bay Underwriters the best choice for your personal, business or benefits insurance? The answer is CLEAR. 

Put us to work for you.