Robert A. Schneider Agency, also known as RAS, serves as an extra market for retail insurance agents. Established in 1974, it helps agents locate a market and secure coverage for various risks. The agency operates through property, professional liability, transportation, personal lines and garage departments. Robert A. Schneider Agency s transportation department writes auto liability, physical damage, and motor truck and contingent cargo coverages for commercial auto needs. The agency also maintains a hospitality department that specializes in insurance related to property, liability, inland and ocean marine, umbrella and liquor liability for restaurants, taverns, bowling alleys, resorts and liquor stores. It is a division of Risk Placement Services. Robert A. Schneider Agency maintains a location in Minnetonka, Minn.