The dynamic concept of a "Brokers' Broker" was virtually unknown in 1946, the year Reuben Warner Associates, Inc. was founded. More than 60 years later that concept and its related services have proven to be durable and increasingly in demand. While the insurance industry has moved through profound administrative and economic changes, Reuben Warner Associates, Inc. is one of the relatively few entities to remain effectively consistent with its original concept and purpose to serve the needs exclusively of insurance brokers, agents and consultants throughout the United States. Operating within a well-defined Group Products portfolio consisting of all forms of Accidental Death and Dismemberment Insurance, Life Insurance, Long and Short Term Disability Programs, our ability to effectively design, market, place and administer these specialty programs is second to none. As a true multi-company, independently owned General Agency, our selection of markets is accomplished in-house, assuring you, the broker, agent or consultant absolute integrity in the competitive placement and administration of your clients' insurance. Our market relationships span several decades, thus combining stability and prudent leverage with competitive pricing and coverage flexibility. Our service is dedicated to giving you, the insurance broker, agent or consultant, an advantage over your competition as well as lowering your overhead and administrative costs while maintaining your compensation levels.