In 2005, A.M. Best Company rated BancInsure an A company with a stable outlook. In 2004, BancInsure s capital and surplus had grown 70 percent to more than $34 million. BancInsure is a company created by bankers that handles the expanding insurance needs of the banking industry. BancInsure products include employment practices entity coverage, lender liability coverage, bankers professional liability entity coverage and bankers E&O entity coverage. The company offers specialty coverage, such as blanket kidnap, cyber extortion and detention policy, excess deposit insurance bond and plastic card fraud. BancInsure also provides property and casualty coverage and credit related insurance products and services.