Primerica's roots date back to 1977 when the company began a revolutionary crusade to transform the life insurance industry. Primerica originated the “Buy Term and Invest the Difference” philosophy which encourages families to purchase affordable term life insurance so they can get the protection they need at a price they can afford and have more money to invest in their family's future. In 2010, Primerica became a newly independent company and is traded on the New York Stock Exchange under PRI. As the largest independent financial services marketing organization in North America, our goal is to dominate the changing financial services landscape for Main Street North America. If you're like many people, you're in the dark about your finances. You pay your bills each month and do your best to prepare for the future. But the truth is, there's only so much money to go around and preparing for the future can be overwhelming. Primerica Can Help: To help families better understand their personal finances, Primerica offers the Financial Needs Analysis (FNA). The FNA gives a detailed overview of your current financial situation and suggests a personalized strategy for your financial security. The FNA is complimentary, confidential and customized for every family that Primerica serves. • Debt Solutions Illustrates strategies for paying off credit cards and loans in the quickest, most efficient manner possible with little or no additional cash outlay. • Retirement Income Provides a detailed analysis of how much money you need to prepare for retirement. • Education Funding Projects actual costs for specific schools you select, then shows you several strategies for funding your children's education expenses. • Income Protection Offers a variety of strategies to ensure your family's financial future should you die prematurely. • Building Your Financial Future Pulls all your information together by outlining specific steps to put your plan into action.