OptAmerica Mortgage is a financial institution that provides mortgage assistance services. It helps clients calculate monthly payments, consolidate debt and achieve tax benefits. The company also helps clients obtain home equity loans, fixed- and adjustable-rate mortgages and financing options. It provides online calculators that assist clients in calculating credit grade, mortgage payment and qualification and refinance. OptAmerica Mortgage utilizes some of the advanced technologies, processing software and automated underwriting systems for approving and closing home loans. It provides information related to applying and closing loans. The company additionally offers online mortgage application options. It is a member of the national Association of Mortgage Brokers. OptAmerica Mortgage maintains a location in New York City.