Rutherfoord designs and implements cost-effective domestic and international insurance programs for clients worldwide. It is a member of the Council of Insurance Agents & Brokers, which is one of the world s premier associations for commercial insurance and employee benefits intermediaries. The company serves the marine, transportation, real estate, construction, environmental and health care sectors. It has a team of asset protection and liability management experts that assists in the areas of loss analysis and workers' compensation claims management. The company also provides various business services to contractors, including mold management plans and compliance audits, environmental consulting and data management. Rutherfoord has been operational for more than 90 years and maintains a location in Roanoke, Va.