John Hancock Life Insurance Company is one of the leading insurance companies in the United States, offering a range of insurance products and services. Based in Sarasota, Fla., the company's product portfolio offers a comprehensive range of term, universal as well as variable life insurance plans tailored to meet customer requirements in the areas of estate, business and retirement planning. Its core retail offering in the United States consists of long-term care (LTC) insurance products. Additionally, the firm offers expertise in underwriting.