A Full Range Of Insurance Coverage Let Henry Ham Insurance Agency provide you knowledgeable, independent solutions to meet your business insurance and personal insurance needs. Based in Denver, Colorado since 1926, we offer clients in Colorado and nationwide the following insurance coverage: An Independent Insurance Broker Because we're an independent insurance broker, we work for you, not for the insurance company. We discuss with you your insurance needs and the premium you want to pay. Then we select the best insurance coverage for you from the many established, financially-stable insurance companies that we represent. We do a high volume of business in our insurance markets. This gives us substantial bargaining power which we use on your behalf. Pro-active Loss Control. We'd like to help you avoid claims in the first place. Let us send an expert to your place of business to identify ways you can improve your operations to reduce potential losses. Emergency Response Team. Of course, we provide rapid claims processing. But in case of a catastrophe, we can also send you specialized help right away to deal with fire, water, storm or other damage. Protect yourself with insurance that covers the losses that could destroy your business. Henry Ham Insurance Agency knows bikes and the folks that build and sell them. Get protected, rest easy. Then contact the experienced team at Henry Ham Insurance Agency. We're your "one-stop shop" for a complete insurance package to cover your next special, large or public event. Honest, Knowledgeable Customer Service When our grandfather, Henry J. Ham, began his insurance career in 1926, his philosophy was simple: To provide service to clients based on honesty and a thorough knowledge of insurance. Today, that philosophy still drives the way we do business at Henry Ham Insurance Agency.