I offer a wide range of services from tax preparation to planning, from teaching to writing, from estate planning to elder-care. Indeed, I offer so many services that my mother once had difficulties pin-pointing just what it is that I do. Long ago, I overheard only Mom's side of a phone conversation with an old friend. They obviously hadn't talked in a while and were now catching up, exchanging family stories and bragging rights. And so Mom proudly explained that my sister is a physical therapist in the rehab department of a large hospital. After detailing my sister's job responsibilities, types of therapies offered, work hours, and even the supervisor's name, my mother faced the obvious follow-up question, "And what does Monica do?" Stymied, Mother replied, "She's a finan..." and allowed her words to fade into oblivion. I've long wanted to design a business card that simply stated "Monica Haven, Finan..." but I suppose that would leave many folks clueless and confused. So, let's just say that my job is to listen and then offer solutions.