First Southern National Bank offers a range of financial products and services. The bank provides several personal and business savings and checking accounts. It maintains offices in central and western Kentucky. First Southern National Bank offers night depository, notary and transfer protection services. It also provides a line of fixed-rate mortgage products. The bank offers direct deposit solutions, as well as credit and debit cards. Its additional products include safe-deposit boxes and traveler s checks. The bank offers agricultural real estate and constructions loans. It serves customers in Ballard, Caldwell, Fayette and Garrard counties in Kentucky. First Southern National Bank is a wholly owned subsidiary of First Southern Bancorp.