EMPAC is dedicated to a stable and affordable solution to the professional liability problems facing the practicing emergency medicine physician. EMPAC is committed to the highest quality of patient safety in our emergency departments. EMPAC recognizes that ABEM and AOBEM certification accompanied by state of the art risk management technology is the cornerstone of our mission.EMPAC Risk Retention Group is a member-owned insurance company providing professional liability insurance to elite Emergency Medicine physicians. EMPAC has achieved an A rating from Demotech, and is supported by A rated reinsurers through Lloyd's of London. EMPAC members benefit from exceptional claims management, risk management and underwriting. In addition, the invested capital of the RRG accrues to the advantage of the membership.