Emigrant Financial Services offers a range of life insurance and investment products. The company provides mutual funds and fixed and variable securities. It provides whole life and convertible and renewable insurance plans. Emigrant Financial Services offers its products through Essex National Securities and Emigrant Agency. The company is a subsidiary of Emigrant Savings Bank, which offers a variety of commercial and residential financial products. The bank also operates Emigrant Business Credit Corporation, Emigrant Capital, Emigrant Bank Fine Art Finance and Emigrant Mortgage Company. It provides credit and debit cards, as well as online banking services. Emigrant Savings Bank offers certificates of deposit and individual retirement and savings accounts.