Universal American Mortgage Company has been operational for more than 30 years. A full-service mortgage company, UAMC offers a range of services, such as mortgage processing, underwriting, loan closing, funding, and conforming and nonconforming loans. The organization also offers various types of loans that include jumbo, subprime, government, portfolio, Federal Housing Administration, residential, automobile and commercial loans. Additionally, it provides fixed-rate, balloon, adjustable-rate and intermediate adjustable-rate mortgages, imperfect credit programs, home equity lines of credit, home equity fixed loans and stated income programs. The company is part of Lennar Family of Builders and Lennar Financial Services. The organization provides biweekly programs, interest rate buy downs, homeowners, title, earthquake and flood insurances, and home warranties. Universal American Mortgage Company is located in Clearwater, Fla.