Headquartered in El Dorado, Ark., Simmons First Bank of El Dorado is a full-service community bank that provides a range of banking and investment services to consumers, businesses and commercial organizations. It offers checking and savings accounts, credit cards, overdraft protection, trust services and mortgage programs. Simmons First Bank of El Dorado features certificates of deposit and individual retirement accounts. The bank s lending capabilities include home equity, student and real estate loans. It assists businesses with lines of credit, equipment financing, trade operations and cash management services. Simmons First Bank of El Dorado s online banking module enables customers to securely access accounts, pay bills and customize financial activities. It is a part of Simmons First National Corporation.