Established in 1982, Capitol National Bank provides a wide range of banking and financial services. Based in Lansing, Mich., the bank offers online banking, cash management, personal banking, credit cards, telephone banking, checking accounts, certificates of deposits and money market deposit accounts. Capitol National Bank offers a wide range of deposit-related services, including domestic and foreign wire transfers, phone transfers, direct deposit payroll and automated clearing house transactions. It also provides various other deposit-related services, such as custom check clearing reporting, night depository, draft collections, money orders, cashier checks, travelers checks, and coin and currency services. The bank offers a variety of personal checking and savings plans, including individual retirement accounts, and general checking and interest bearing accounts. Capitol National Bank is an affiliate of Capitol Bancorp Limited, a publicly traded, multibillion dollar company with more than 50 individually chartered banks and bank operations in over 10 states.