Chartered in 1834, Savings Bank of Maine operates through more than 20 offices and employs a work force of over 200 people. It is a mutual savings institution that offers checking and savings accounts, as well as wire transfer, telephone banking, notary public and night depository services. The bank features credit and debit cards, money orders, mutual funds and travelers checks. It provides consumer, real estate and government loans. Savings Bank of Maine also offers personal investment planning, cash management, discount brokerage and advisory services. It provides long-term care insurance and tax-deferred annuity options. The bank is a member of the Federal Deposit Insurance Corporation.