San Jose, California, mecca for the entrepreneur, has spawned many successful ventures, but few have come as close to defining the word success as AeroFund Financial, Inc. (AFI), the little factoring company that has consistently grown in stature and prominence since its inception in 1987. Stories abound about mammoth companies that had their humble beginnings in makeshift garage offices, and AeroFund Financial too can trace its roots to such a start-up a one car garage with narrow walkway in Los Gatos, California, affectionately referred to by its founders, Stephen and Leanne Troy, as the submarine. Armed with only a Macintosh, two telephones, a typewriter, and minimal financing from family and friends, AeroFund Financial was born. If you were a small business located in the San Francisco Bay Area, had sold your product or services, were waiting to collect payment from your customer, and needed funds in the interim to pay your own bills, then AFI was there for you with cash in hand. It was not easy. Intuition, a brave heart and an astute business sense, joined forces and it worked! Businesses which might have faltered for lack of funds to meet payroll, purchase materials, pay utilities or advertise were able to continue operations and AFI, having found a need and filled it, soon flourished.