800 Car Title Loans offers California residents a portfolio of Secured Loans for the Auto Title of Your Car. Got into an emergency and need some money, fast? Did you get laid off from your job, forcing you to look for some funds to tide you over until you get employed again? Do you have a bad credit score that prevents you from borrowing money from banks or other lenders? Whatever the reason you need money, 800 Car Title Loans can help you out with a secured loan against your car title. We have a number of title loan products to suit your needs, including bad credit auto title loans and cash for car loans. This allows you to borrow money using your car as collateral, whereas 800 Car Title Loans lends up to 80% of the black book value of your vehicle. These loans are the perfect way to get fast cash in an emergency, as we have a speedy pre-approval process that only takes 60 seconds to complete. The terms of the loans vary from 12 to 44 months and there is no pre-payment penalty on any of the loans.